The funding you need,
matched to you.

LoanFundingUSA ("we," "us," or "our") operates loanfundingusa.com (the "Site"). This Privacy Policy explains how we collect, use, and share your information when you use the Site. We are a connecting service, not a lender.

Information we collect

• Information you provide: name, email, phone, requested amount, and other details you enter in our form.
• Collected automatically: IP address, device and browser data, and usage information via cookies and similar technologies.
• From partners: information lenders or marketing partners may share with us about your request.

How we use your information

To match your request with lenders and partners; to operate, secure, and improve the Site; to communicate with you (including marketing, based on your consent); to prevent fraud; and to comply with law.

How we share your information

We share the information you submit with participating lenders and marketing partners so they can present offers to you. We also share with service providers, and as required by law or to protect rights and safety. We may be compensated by lenders and partners for connecting you; this never changes the terms you are offered.

Marketing communications & your consent

By submitting your request, you consent to be contacted by us, lenders, and partners at the phone number and email you provide — including by autodialer, prerecorded/artificial voice, SMS, and email. This consent is not a condition of any purchase or of obtaining a loan. You may opt out at any time by replying STOP to texts or contacting us.

Cookies & tracking

We use cookies and similar technologies to run the Site, remember preferences, and measure performance. You can control cookies through your browser settings.

Data retention & security

We retain information as long as needed for the purposes above or as required by law. We use safeguards including 256-bit SSL encryption in transit. No method of transmission or storage is 100% secure.

Your privacy rights

Depending on your state (including under the CCPA/CPRA), you may have rights to access, correct, delete, or limit the use of your personal information, and to opt out of its sale or sharing. See our Do Not Sell or Share My Personal Information page, or contact us to exercise your rights.

Children

The Site is for adults 18 and older. We do not knowingly collect information from children.

Changes & contact

We may update this policy and will post the revised version here. Questions: support@loanfundingusa.com · [Company legal name], [mailing address].

By accessing or using loanfundingusa.com (the "Site"), you agree to these Terms of Use. If you do not agree, do not use the Site.

What LoanFundingUSA is

We are a connecting service and marketing platform — not a lender, loan broker, or agent of any lender. We do not make credit decisions or guarantee that you will receive a loan, a particular rate, amount, or funding time. All loan terms are determined solely by the lender you connect with.

Eligibility

You must be at least 18 years old, a U.S. resident, and legally able to enter contracts to use the Site.

Your responsibilities

You agree to provide accurate, complete information and to use the Site lawfully and only for your own request.

Third-party lenders & partners

Any loan or service you obtain is between you and the lender or provider. Their terms, rates, and privacy practices govern that relationship. We do not control and are not responsible for third parties.

No professional advice

Content on the Site is for general information only and is not financial, legal, or tax advice.

Intellectual property

The Site and its content are owned by us or our licensors and may not be copied or used without permission.

Disclaimers & limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of the Site or any third-party loan or service.

Governing law & disputes

These Terms are governed by the laws of [State], without regard to conflict-of-law rules. Disputes will be resolved as set out here [insert arbitration / class-action-waiver terms as advised by counsel].

Changes & contact

We may update these Terms and will post the revised version here. Questions: support@loanfundingusa.com.

This Electronic Communications Consent ("E-Consent") explains your agreement to receive records and communications electronically. By using the Site and submitting your request, you consent to it.

Your consent

You agree that we, lenders, and partners may provide disclosures, notices, agreements, and other communications to you electronically — by posting on the Site or sending to the email or phone number you provide — instead of on paper.

System requirements

To access and retain electronic records you need: a current web browser, an active email account, a device with internet access, and software to view PDF documents. You should be able to print or save copies.

Withdrawing consent

You may withdraw your consent to receive records electronically by contacting us; doing so may prevent us from providing the service. Withdrawal applies only going forward.

Keeping your information current

Please keep your email and phone number up to date by contacting us so you continue to receive communications.

Contact

support@loanfundingusa.com

What LoanFundingUSA charges

Using LoanFundingUSA is free. We do not charge you a fee to submit a request or to be matched. We may be compensated by lenders and partners when we connect you.

Rates are set by lenders

We do not set or control interest rates or fees. APRs and terms vary by lender, product, your state, creditworthiness, and other factors. Personal loan APRs typically range from about 5.99% to 35.99%. Short-term loans generally carry higher costs.

Representative example

A $5,000 loan repaid over 36 months at a 15.99% APR would have 36 monthly payments of roughly $176 and a total repayment of about $6,330. This is an example only — your actual terms come from the lender.

Late payment, non-payment & renewals

Late or missed payments may result in additional fees, collection activity, and negative credit reporting. Renewal or rollover policies vary by lender and may increase your total cost. Review your lender's full agreement before accepting.

State law

Loan availability and terms are subject to state law and are not available in all states.

We want you to borrow with confidence and only when it makes sense for you.

Borrow for short-term needs

Short-term and personal loans are designed for short-term or one-time needs — not as a long-term financial solution or to cover ongoing expenses.

Understand the full cost

Before you accept any offer, make sure you understand the interest rate, fees, repayment schedule, and total amount you'll repay. Borrow only what you can comfortably repay on time.

Know the risks

Late or missed payments can lead to extra fees, collections, and damage to your credit. Repeatedly renewing a short-term loan can significantly increase what you owe.

Consider alternatives

• Ask creditors or billers about payment plans or hardship options.
• Speak with a nonprofit credit counseling agency.
• Check for local assistance programs you may qualify for.

If borrowing isn't the right move right now, that's okay — you're never obligated to accept an offer.

Under the California Consumer Privacy Act (CCPA/CPRA) and similar state privacy laws, you may have the right to opt out of the "sale" or "sharing" of your personal information.

How we share information

To provide our free service, we share the request details you submit with lenders and marketing partners so they can present offers. Depending on your state, this may be considered a "sale" or "sharing" of personal information.

How to opt out

To opt out, email support@loanfundingusa.com with the subject "Do Not Sell or Share," including your name, email, and phone number so we can locate and process your request.

Your other rights

Depending on your state, you may also have the right to know what we collect, request deletion or correction, and not be discriminated against for exercising your rights.

Authorized agents & verification

You may use an authorized agent to submit a request. We may need to verify your identity before acting on a request.

Contact

support@loanfundingusa.com